When you move overseas, it's not just your lifestyle that will change. Your banking needs will be very different too.

You'll want a current account that lets you withdraw money and pay your regular bills in the normal way - but with the added bonus of earning a high gross rate of interest.

If you're working abroad, you may well be earning more than you were at home - and maybe paying less income tax too. A great opportunity to build up a nest egg for the future. So you'll want a safe home for your savings - with interest paid gross, of course.

Gold

This account gives you all the flexibility you need to manage your money easily, efficiently and with instant access. Your account can be in sterling, US dollars or euro, earning an attractive gross rate of interest. The higher your balance, the higher the rate.

Call

This account is available in a choice of three currencies, all offering competitive variable interest rates, with unlimited access as no notice is required for withdrawals.

Notice

If you can give advance notice of a withdrawal, you'll be rewarded with higher rates of interest. The longer the notice period, the higher the interest you'll earn. You have a choice of three notice periods for these sterling accounts - 30, 90 and 180 days.

Base Rate Tracker

If you have £10,000 or more to deposit, we have a range of 90 day, 180 day and term accounts, which offer attractive rates of interest. Whichever account you choose, the interest rate will move in line with the Bank of England base rate.

Fixed

As an alternative to our range of variable rate notice accounts, we can offer you a fixed rate deposit service in sterling, US dollars and euro if you're in a position to leave your money untouched for a set period. Your interest rate is guaranteed to stay the same throughout your chosen term.

Instant Access Savings

This savings account offers you instant access to your cash. You can deposit a minimum of £3,000, make up to six penalty free withdrawals in a year and choose whether to have your interest paid annually or monthly.